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thilinasenarath97@gmail.com

AI agent wallet digital credentials AI Agents acting for people and organizations meet credential offers and presentation requests, for example when a website asks the Agent to prove an attribute before it continues. An AI Agent can be misled by the content it processes, so it should not possess credentials or keys, or decide what to disclose. This document defines the Agent-to-Wallet Protocol (A2WP), with which an AI Agent passes such an offer or request to a Wallet exactly as it received it. The Wallet decides whether to act, obtains approval when needed, and performs the issuance or presentation with the Issuer or Verifier. The AI Agent learns the outcome and receives any continuation the Issuer or Verifier returns, so it can resume its task. Credentials, presentations and keys never reach the AI Agent.

Introduction AI Agents increasingly act for people and organizations: they browse, buy and sign up on a Principal's behalf. Along the way they meet digital credentials. An Issuer may offer the Agent a credential, and a Verifier, such as a website at checkout, may ask the Agent to prove an attribute before it continues. These offers and requests arrive as links, QR codes or HTTP challenges. An AI Agent is a poor place to keep credentials. It acts on content it does not control, and instructions hidden in that content can steer it. An Agent that possesses credentials and keys can be talked into disclosing them, or into presenting them to the wrong party. A2WP separates the two roles. The Agent finds the offer or request and passes it to a Wallet exactly as it received it. The Wallet decides whether to act, asks the Principal when its policy requires, and runs OpenID4VCI or OpenID4VP with the Issuer or Verifier. The Agent sees only the operation's status, any link it must pass to the Principal, and the continuation. The continuation is the value the Issuer or Verifier returns so the Agent can resume its task, such as a redirect back into the checkout. Wallet <-----------> Issuer or <------------------------- OpenID4VCI Verifier continuation, as received OpenID4VP ]]> A2WP passes data through at both ends: the request goes in unchanged and the continuation comes out unchanged. It does not replace OpenID4VCI or OpenID4VP. The Wallet speaks those protocols; A2WP only connects the Agent to the Wallet.

Scope This document defines the messages and calls between an Agent and a Wallet (), and how OpenID4VCI and OpenID4VP requests map onto them (). The Agent is the Holder of the credentials the Wallet keeps for it. The Wallet does not keep the Principal's own credentials or keys; shows how a Principal can delegate a credential for a single presentation. The following are out of scope:

• bindings, meaning how the calls are carried and how the Wallet authenticates the Agent;
• Wallet policy, meaning which Issuers and Verifiers it trusts and when it asks the Principal;
• the interaction user interface;
• credential formats and contents;
• delegation mechanisms;
• Wallet internals, such as storage and key management.

Terminology The key words "MUST", "MUST NOT", "REQUIRED", "SHALL", "SHALL NOT", "SHOULD", "SHOULD NOT", "RECOMMENDED", "NOT RECOMMENDED", "MAY", and "OPTIONAL" in this document are to be interpreted as described in BCP 14 when, and only when, they appear in all capitals, as shown here.

AI Agent (Agent):

Software that uses a language model to plan and carry out tasks for a Principal. It is the A2WP client.

Principal:

The person or organization an Agent acts for. The Principal approves the Agent's operations when the Wallet asks.

Wallet:

The A2WP service that keeps credentials and keys for Agents, decides whether to act on a request, and runs the external credential protocol.

Issuer and Verifier:

The Issuer issues credentials. The Verifier requests presentations.

counterparty:

The Issuer or Verifier that produced a request.

Holder:

The entity on whose behalf a credential is held and presented. In A2WP the Holder is the Agent; the Wallet holds its keys.

request:

A credential offer or presentation request, as the Agent received it.

operation:

The Wallet's processing of one request: an issuance or a presentation.

interaction:

A step in which the Wallet involves the Principal, such as approval or entering a transaction code.

continuation:

A value the counterparty returns to the Wallet so the Agent can resume its task, such as a redirect URI.

commit point:

The step after which an operation can no longer be cancelled: redeeming the pre-authorized code, or sending the presentation ().

binding:

A specification that carries the calls over a transport and defines how the Wallet authenticates the Agent.

Protocol

Overview The Agent submits a request and receives an operation. It calls Get until the operation is terminal. While the operation is pending, the Wallet may need the Principal; the operation then carries an interaction, which the Agent relays. When the operation ends, the Agent resumes its task, using the continuation if there is one. cancelled +---------+ | | v v completed failed ]]> Two rules apply to every call:

• The Wallet MUST NOT return to the Agent private keys, credentials, or the presentations it sends.
• The Wallet MUST scope operations to the Agent that submitted them, and MUST use credentials it acquired for an Agent only in that Agent's operations.

Messages are JSON objects . Recipients MUST ignore members they do not recognize.

Calls

Submit:

Takes a submission and returns an operation, new or existing (). Rejected with unsupported-request if the submission has no request string.

Get:

Takes an operation id and returns the operation. Rejected with not-found. A binding can let the Agent wait for a change.

Cancel:

Takes an operation id and returns the operation (). Rejected with not-found or not-cancellable.

A binding defines how calls and rejections are carried.

Submission

request:

REQUIRED string. The request exactly as the Agent received it, such as a link, the content of a QR code, or the value of an HTTP challenge.

The Agent MUST NOT modify the request and MUST NOT dereference it or anything in it. The Wallet identifies the request and MAY dereference it to do so.

Operation

id:

REQUIRED string. Unique among the Wallet's operations for the Agent.

status:

REQUIRED string: pending, completed, failed or cancelled ().

interaction:

OPTIONAL object (). Present only while status is pending and the Wallet needs the Principal.

continuation:

OPTIONAL string (). Present only when status is completed or failed.

error:

Object with a REQUIRED code member (). REQUIRED when status is failed, absent otherwise.

Lifecycle

pending:

The Wallet is working on the operation or waiting for the Principal.

completed:

The completion condition of the mapping () is met.

failed:

The Wallet stopped without completing. The error says why.

cancelled:

The Agent cancelled the operation before the commit point.

The pending status is the only nonterminal status. A terminal status does not change. While an operation is pending, the Agent SHOULD keep calling Get until it is terminal. Cancel before the commit point stops the operation and returns it as cancelled; cancelling a cancelled operation returns it again. After the commit point, or once the operation is completed or failed, Cancel is rejected with not-cancellable. If the request, the interaction or a time limit set by the Wallet expires before the commit point, the operation fails with expired. If the counterparty rejects the exchange, or the Wallet fails for a reason of its own, the operation fails with processing-error. If the Wallet stops after the commit point without knowing the outcome, the operation fails with outcome-unknown.

Interaction When the Wallet needs the Principal, for approval or for a secret such as a transaction code, the operation stays pending and carries an interaction object:

uri:

OPTIONAL string. An HTTPS URI where the Principal completes the interaction.

expires_at:

OPTIONAL string. An date-time when the interaction ends.

The Agent SHOULD relay the URI to the Principal. If no URI is given, the Wallet reaches the Principal another way. The Agent does not take part in the interaction. The Wallet MUST obtain any secret the external protocol needs from the Principal, such as a transaction code, through interaction, never from the Agent.

Continuation If the counterparty returns a continuation, the Wallet MUST put it in the operation unchanged, whether the operation completed or failed. The Agent SHOULD use it where it received the request:

• for a request shown in a user agent, open the continuation in that same user agent session;
• for a request returned as an HTTP challenge, send the continuation back to that resource as the resource specifies.

Without a continuation, the Agent continues as the counterparty directs.

Repeated Submissions If an Agent submits a request string it has submitted before, the Wallet MUST return the most recent operation for it, unless that operation ended before its commit point; the Wallet then MUST create a new operation. The Wallet SHOULD keep an operation that passed its commit point for as long as the request could be submitted again.

Protocol Mappings A mapping fixes, for one external protocol, what the Agent can observe. The Wallet follows the external protocol itself. This document maps OpenID4VCI and OpenID4VP ; other specifications can define further mappings. Mappings

	OpenID4VCI	OpenID4VP
Request	Credential Offer with a pre-authorized code	Authorization Request
Operation	issuance	presentation
Commit point	redeeming the pre-authorized code	sending the presentation
Completed when	every requested credential is obtained, validated and kept	the Verifier accepts the Authorization Response
Continuation	none	the redirect URI the Verifier returns

Other requests are unsupported-request. Under deferred issuance, the operation stays pending until the credentials arrive. Returning the Verifier's redirect URI to the Agent is how the Wallet redirects the user agent that showed the request.

Errors Error codes

Code	Meaning
unsupported-request	The Wallet does not recognize or support the request.
denied	The Wallet or the Principal refused, or the counterparty is not trusted.
no-matching-credential	No permitted credential satisfies the request.
expired	The request, the interaction or a Wallet time limit expired before the commit point.
processing-error	The counterparty rejected the exchange, or the Wallet failed.
outcome-unknown	The Wallet stopped after the commit point without knowing the outcome.
not-found	No such operation exists for this Agent.
not-cancellable	The operation is past its commit point or has completed or failed.

lists the rejections; every other failure appears in an operation's error. An Agent treats an unrecognized code as processing-error. Error codes can reveal what the Wallet holds. A Wallet MAY report denied in place of no-matching-credential. After outcome-unknown, the Agent MUST NOT submit a request for the same transaction again without the Principal's agreement; the issuance or presentation may already have happened.

Security Considerations

Manipulated Agents An AI Agent can be steered by instructions hidden in the content it processes. A2WP limits the damage: the Agent never receives credentials, presentations or keys. The Agent does decide which requests to submit, and so, indirectly, what of its credentials is disclosed and to whom. Wallet policy and, where policy requires it, the Principal's approval bound those choices. A Wallet that approves every request automatically lets a manipulated Agent disclose anything its trust list allows.

Agent Authentication A2WP relies on the binding to authenticate the Agent. Operations, credentials and approvals are scoped to the authenticated Agent, so a binding that authenticates weakly lets one Agent act as another.

Trusted Counterparties The Wallet decides which Issuers and Verifiers it trusts, for example by a trust list, and refuses the others with denied. Without that check, an Agent could be led to accept credentials from, or present them to, any party.

Relayed Requests An Agent submits whatever request it meets. A page can show a request taken from another party's session with the same Verifier; presenting then completes that other session. The continuation defends against this when the Verifier completes a session only once the continuation is redeemed in the session that showed the request, as with an OpenID4VP response code. A Verifier that completes its session in another way, such as by polling, has no such protection.

Interaction URIs The interaction URI passes through the Agent and messaging services. The Wallet MUST authenticate the Principal during the interaction, and dereferencing the URI MUST NOT approve anything. A compromised Agent can also send the Principal a look-alike page; Wallets SHOULD use phishing-resistant authentication.

Continuations A continuation can be a capability for the counterparty's session. An Agent that sends it anywhere other than where the request came from hands that session to the recipient ().

Untrusted URIs Requests contain URIs from untrusted parties. Wallets SHOULD NOT let these URIs reach internal networks.

IANA Considerations This document has no IANA actions.

References Normative References This document defines a date and time format for use in Internet protocols that is a profile of the ISO 8601 standard for representation of dates and times using the Gregorian calendar. JavaScript Object Notation (JSON) is a lightweight, text-based, language-independent data interchange format. It was derived from the ECMAScript Programming Language Standard. JSON defines a small set of formatting rules for the portable representation of structured data. This document removes inconsistencies with other specifications of JSON, repairs specification errors, and offers experience-based interoperability guidance. In many standards track documents several words are used to signify the requirements in the specification. These words are often capitalized. This document defines these words as they should be interpreted in IETF documents. This document specifies an Internet Best Current Practices for the Internet Community, and requests discussion and suggestions for improvements. RFC 2119 specifies common key words that may be used in protocol specifications. This document aims to reduce the ambiguity by clarifying that only UPPERCASE usage of the key words have the defined special meanings. Informative References Google This document specifies an extension to Selective Disclosure JSON Web Tokens to support further delegation from the Holder to a Delegate Holder. This is done by allowing the Key Binding JWT to also be an SD-JWT, optionally with its own Key Binding. This has particular applicability to Agentic systems.

Examples Line breaks and indentation within string values are for display only.

Issuance The Principal gives the Agent a credential offer link in chat. The Agent submits it: The Wallet trusts the Issuer, and the offer requires a transaction code, so the operation waits for the Principal: The Principal enters the code on the Wallet's page. The Wallet redeems the pre-authorized code, then obtains, validates and keeps the credential: An issuance has no continuation; the Agent carries on with its task.

Presentation in a Browser The Agent browses a ticket site, which shows a presentation link. The Agent submits it: The Wallet authenticates the Verifier and needs the Principal's approval: The Agent relays the URI and keeps calling Get. The Principal approves, the Wallet sends the presentation, and the Verifier accepts it and returns a redirect URI: The Agent opens the continuation in its browser session. The site redeems the response code for that session and continues the checkout. If the Principal had declined and the Wallet had sent an error response, a redirect URI the Verifier returned would still reach the Agent:

Presentation for an HTTP Resource The Agent calls an API. The API answers with an HTTP challenge whose value carries an OpenID4VP request. The Agent submits the challenge value unchanged. If the Wallet recognizes the request it carries, it presents directly to the Verifier, and the operation completes with a continuation. The Agent retries the API call with the continuation, as the API specifies, and the API redeems it with the Verifier.

Presentation with a Delegated Credential The Verifier asks for a claim only the Principal's own credential holds, such as a date of birth. The Agent submits the request as in the browser presentation example. The Agent's view does not change: an operation that is pending with an interaction, then completed with a continuation. Inside the Wallet, using delegated SD-JWT :

1. The Wallet finds no credential of its own that satisfies the request.
2. Acting as a Verifier, it builds an OpenID4VP request to the Principal's own wallet. The request asks for the claims the original request needs and carries a delegation transaction. The delegate payload names the Wallet's key in cnf, the original Verifier, and a short expiry.
3. The interaction URI shows that request as a QR code or a same-device link. The Principal opens it in their own wallet, which authenticates them and shows who is asking, for which claims, for which Verifier and until when.
4. The Principal's wallet presents a dSD-JWT to the Wallet: the Principal's credential, with a delegate payload signed by the Principal's key.
5. The Wallet verifies the chain, adds its own Key Binding JWT for the original Verifier's nonce, and sends the dSD-JWT+KB to the original Verifier. This is the commit point.
6. The Verifier returns a redirect URI, which becomes the continuation. The Wallet discards the delegation.

The original Verifier needs to accept dSD-JWT+KB presentations. The Principal's wallet needs to support delegation and to trust the Wallet as a Verifier.